thomasmnile wrote:
The concept of diminished value is not recognized in all states.
I've been insured with GEICO for 10 years. Unfortunately had to call upon them last year when our Highlander was t boned in an intersection. Extensive damage from passenger side passenger door back to the rear quarter panel and right rear suspension. . Phenomenal repair by the body shop I chose and GEICO's service for the entirety of the claim was nothing short of superb.
My experience...... Nothing is known til the adjuster inspects the trailer OP. Let the claim run its course.
I was in a business for a number of years where I dealt with numerous auto insurers. Glad you had a single good experience with Geico, but in dealing with most of the major carriers on a regular basis, I can tell you that your experience was the exception to the rule.
As far as diminished value is concerned, the concept does not have to be recognized by a particular state -- only by a judge in a court of law after a solid argument is presented by legal counsel (although I've personally never seen one have to go that far -- the insurance companies typically find it easier to settle than to battle it out in court, as they know what the outcome will be).