1 month old TT totaled?

protel wrote:
Update:
Geico claimed TT as total loss. Based on the suggestion from you guys, I consider that good news for me.
My purchase is 20k, they offer $18,700, how does that sound?
My expection is they will replace a new one or the 20k purchase price, since my policy does appear to be premium.

Um, if they are offering $18,700, then that's what they will "give" you when they cut a check. Not $20K, and not a new trailer. Just a check for $18,700 which you will most likely use to shop for a replacement trailer.

If that sounds good to you, then that's the end of the story.

If you want more from them, then sharpen up your negotiating skills. And good luck to you.

When my truck was totaled, the insurance company made me an offer that I wasn't really too thrilled with. It was about 90% of what I eventually spent on a replacement truck. I didn't try to negotiate, because at that point I was tired of riding the emotional roller coaster and just wanted to be done with it.

It's up to you how you proceed at this point. I would think that $18,700 would be sounding pretty good to you right about now.

-Speak