It depends on your use. If you are towing just an hour or two down the road a few times a year, you'll be fine. If you intend to pull for months on end for many miles, I'd get a smaller trailer. The issue you'll run into is payload. My 3/4 ton with my family, tools, gas, etc. only has a payload of 1,600 pounds. So looking at toy hauler fifth wheels, even tho they are 11,000 pounds loaded and under my 12,500 rating, the 2,100 pound pin weight will put me over my gvw. I've had that much rock in my bed, no way would I want to go more than a few miles overloaded like that. I would check the pin weight of the trailer and weigh your truck full of fuel and family, coolers, wood, whatever else you carry camping. Then you can know if you are over the GVW.