Forum Discussion
FloridaReLoaded
Jun 15, 2017Explorer
Cecilt wrote:FloridaReLoaded wrote:Camper G wrote:
Correct, only the insurance carrier makes the coverage determination on whether a vehicle is totaled or not. It's at their option to repair or replace. A shop can write or state whatever they want, it has no bearing on the carriers decision.
Hope it works out for you and it is totaled, if that's what you want to happen. I'd not really want a new, damaged and repaired rig either. They are leak prone to begin with, let alone having one hit and then fixed.
If it's deemed repairable, You would not have to fix it if you would not want to. You could sell the damaged rig as is and then take that plus the insurance repair check and put it into another rig. Or have it repaired and then trade it in on another rig, so you have some optionsIf it's deemed repairable, You would not have to fix it if you would not want to. You could sell the damaged rig as is and then take that plus the insurance repair check and put it into another rig. Or have it repaired and then trade it in on another rig, so you have some options
Yes I had a dealer tell me that they have done that in the past, taken the damaged rig plus the insurance check and put that into another Travel Trailer. If my insurance doesn't total it, that might be the route I go so as that the whole Summer is not wasted.
Not true. If you have a lien the bank won't allow you to do this.
Ive spoken to a couple dealers and they told me it happens quite often.
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