2020 Ford F350 - XLT or Lariat / options guidance?

If you think you need the locking diff and aren’t getting four wheel drive I think you’re making a mistake. Especially if you’re gonna move to where it snows!!
That’s a light camper. You don’t need the low gears.

Edit, I’m blind. Somehow didn’t notice you must be talking about a 4x4 if you’re mentioning skid plates for a transfer case.