Not needing a 4 wheel drive truck in Florida cuase it's Florida is not repeat not a good thought. Down here with sugar sand everywhere it's so easy to get stuck unless u leave one wheel on the road when pulling off to the side. We don't have snow but sugar sand is not ur friend. If u stay on pavement all the time the 2 wheel is fine. Just pulling my truck behind my house and parking it I get stuck in the soft ground with grass... That's because all the soft ground is sand..... Several campgrounds down here may not have all have paved spots. Trust me, my last 2 wheel drive truck I got stuck with wet grass and soft ground of sand.... Not fun at the campground... Anyway just my experience that's all. Get what you want and can afford. Me.... When I need it I like having it, also resale here is much better with a 4x4. A 2 wheel truck will sell, but at a much lower price. Btw if you go to the beach... U need it, in fact during some times of the year, a 4x4 is the only truck alowed on the beach, especially around St Augustine and Daytona, and yes the cops always check. When u pay at the gate they will ask you and look, if it's a 2 wheel drive you are parking where ever you can find a spot and walk. Sorry long post but just giving you all the Florida info I can provide...Good luck on your decision.