I grew up in Northwestern Montana. Yep, BIG TIME "snow country!
I started driving in 1958. Never had a 4X4. went camping, fishing, exploring, drove up skid trails, etc. in 4X2 vehicles, quite often a 1939 Ford Coupe.
I finally got a 4X4 in 1970. IIRC, I engaged the four wheel drive maybe 4 times over the years I had it.
I towed a fifth wheel around the West with a 4X2 Dodge 3500 CTD dually for about two years. After we settled in one spot and parked the fifth wheel, I used that truck as a daily driver, and for hauling horse hay. Sometimes we drove out in the hay field, picking up bales and loading them on a 16 foot flatbed trailer. Sometimes we drove into the farmer's muddy yard and he put 35 bales on the truck for us. Never got stuck. I towed a 16 foot flatbed trailer with an AMC Eagle SX/4 on it across Donner Pass in a blizzard. Yes, chains were required (but they would have been required for a 4X4 when towing a trailer). Other than that, no problem.
My current truck is a 4X4. Not because I wanted or needed a 4X4, but because I liked the truck and it just happened to be that. It does not have a limited slip rear differential, so I had to put in in four wheel drive a couple times last winter when I stopped at the mailbox on the way out, and couldn't get going again. But then, after I put six 70 pound sandbags in the box that problem went away! This coming winter, I will put the sand bags in the bed at the first sign of snow.