DutchmenSport wrote:
No response on "payload", that's your choice. But as far as when to use 2 wheel drive or 4 wheel drive when towing ... well, put it this way ... in the last 15 years, I used 4x4 towing on only one occasion.
We planned a trip from Indiana to Norfolk, VA to attend our daughter's wedding (which by the way, never happened). She was in the Navy. The day we planned on leaving, Indiana, Kentucky, Tennessee, West Virginia, and Virginia got hit with blizzard like conditions. We traveled anyway, driving 20-25 mph in 4 wheel drive over interstates in those mountains and hills in KY and TN. What should have taken about a 10 hour trip ended up being 2 days. Once we crossed over the Mountains in Virginia and got on the flats, the snow was behind us!
Since then, I've never had to use 4x4 towing, even in the winter as we've been able to avoid or work around snow covered roads.
4x4 towing would come in real handy if you camp on a beach, go off-road on forest roads, or boom dock in places there are no roads.
If you are driving paved road, the use for 4x4 is virtually non-existent.
Now, the question is, do you have another use for 4x4 when not towing? Because of where I live (in the country, on a county road, 25 miles from where I work) I need a vehicle that I can depend upon to make it through snow covered roads in the winter when a normal car will not! So for me, I don't use 4x4 towing, but I use it for other purposes!
It's really all a matter of how you plan on using your tow vehicle that should drive 4x4 or 2x4. Otherwise, you are correct 4x4 is an over-kill and something you may never use. So why get a vehicle that has it.
Only you can make that determination.
X-2, however I have never had a 4x4 truck for personnel use nor did I drive one at work. At work I was an electrician who had to travel between company places to do repairs come rain,sleet,snow or what ever. I did this fro 21 years in a Ford van then a Chevy van. Never failed to get there nor back to base. I also drove a 2wd truck to and from work 21 miles one way. Grew up on a farm with 2wd trucks,3/4 and 1 ton dually. We lived in a northern tier state for 9 years with a 2wd truck as our primary transportation. Never failed to get where we needed to or when we needed to. Do not have nor anticipate ever having a 4wd truck. That way I do not have to fight with a truck that is to high for a 5th wheel. JMHO.