Forum Discussion
Fast_Mopar
Oct 21, 2014Explorer
brulaz wrote:
1) Heavier vehicles are safer than lighter ones. My insurance company charges me more insurance for the little Cruze than the F150 because of the increased possiblity of disability, etc.
Is that what your insurance company told you, or is that what you are assuming?
My base model 2009 Chevy Cobalt costs more to insure than my loaded 2013 Dodge Grand Caravan, and it has nothing to do with the vehicle weight. My insurance company said it is because very young people drive Cobalts and get into more wrecks, and older people drive Grand Caravans.
I disagree with the weight comment. It may be partially true, but it sounds too much like a blanket statement. There are many factors involved.
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