Forum Discussion
IdaD
Jan 05, 2016Explorer
bid_time wrote:GordonThree wrote:This is absolutely wrong. You can't be denied coverage just because your vehicle is overloaded. Think about it, even if you are drunk driving and get in an accident you are still covered (except if you happen to have a specific exclusion). The insurance company can after the fact cancel your policy but they can't deny the claims from the accident. Same for overloaded. Look up the term "Gross Negligence".
... Overload and kiss your insurance coverage goodbye, not to mention warranty.
And warranties are covered by the Magnuson - Moss Warranty Act. Look it up.
I don't in anyway condone operating over the vehicle limits (up to and including 100% is fine), but the "scare" stuff along with the "your going to kill you wife and kids" is baloney.
While we're at it, the "bit stiffer ride" is a hoot!. Loaded maybe, empty they ride like you have no suspension. You can't competently handle a payload of 2500 pounds and have a soft ride while empty. They are mutually exclusive. Don't fall for that line.
The newer HD trucks ride really well. My Ram with the coil setup has a fantastic ride. It's firm but doesn't beat you up, and coupled with a very stout chassis it has a great ride and handling balance without any of the porpoising you get in half tons with the softer suspensions. I prefer it, but I admit it's a subjective thing.
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