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K-9_HANDLER's avatar
K-9_HANDLER
Explorer
Feb 03, 2018

Best place to get travel trailer insurance

Putting the trailer at a seasonal site for the first time. Never done the seasonal thing before. Campground mandates insurance which is fine with me. Any recommendations for the best place to get it?
Thanks

19 Replies

  • We went with Grange Mutual and have had excellent service through them. They replaced the floor in a hybrid we had with no questions or hassall. We also had a no deductible policy and was cheaper than Progressive, Geico, and our home and car insurance carrier. The home office is in Columbus, Ohio.
  • check with the truck insurance company, they might do trailers and they might give a discount for two vehicles.
  • We had good luck with Progressive but it was not a seasonal policy.
  • We use GEICO. for everything... Best prices and good coverage. We used to have it with Natl Gen. (Good Sam) but saved almost $ 50.00 a month with the same coverage.
  • Progressive -with out a doubt !
    Our story:
    Last year we put a brand new 2018 trailer on a permanent site in Key Largo. My brother in law advised going with Progressive so we did.
    We insured it for the cost we paid for it and that included $2000 for contents and another $1500 for emergency travel.
    We doubled checked and that included wind and flood.
    In the fall hurricane Irma sent a five foot salt water surge through the rv park totaling everything in it's path including our trailer.
    I won't go into all the details, but shortly after we were allowed to get back into the park we had a check for the full amount and we now have a replacement 2018 trailer insured for the same.

    Jack L

    PS: almost forgot, Our home and auto insurer, state farm, all-state and a hand full of others would not insure it
  • Have you checked with your "auto" insurance co?

    may just need to add a RV "rider" to your existing auto policy or if not, be able to get you a specific policy that the campground requires and often times will give multi-policy discounts..
  • I have mine with my auto insurance company, the camper is just one additional "vehicle". I don't see a reason to deal with a separate policy. Usually insurance companies give a discount for volume anyway. I have home, auto, business, life, and boat all with the same company.