cptqueeg wrote:
Intellectually I know I can afford it, it's the emotional part that has held me back.
OK, good to know. SO to help yourself commit, try this. The old pros and cons on a sheet of paper or a spread sheet. 2 columns, one for, one against.
For:
I want to
I will feel the freedom of the open road.
I can travel and stop whenever I want, wherever I want
No motels
No bed bugs
No reservations
no standing in line at the front desk
A possible hedge against hyper-inflation
Never a regret that you didn't try it
Against:
I won't have the $ in my account
I might not like driving it
I might not like sleeping in it
It might have defects and need repairs
Maybe the warranty won't cover the repairs or be aggravating to deal with
I will have to sell and take a financial hit if prices come back down.
First envision all the good stuff and get all happy and excited! Then envision the bad, and your worst scenario: you bail on it and sell it at a loss after dumping $$ into repairs that the manufacturer wouldn't cover. Resign yourself to the fact that it could happen, that you take a hit financially, and life goes on and you survive and find something else to make you happy. This is important to envision. Cover the whole worst case scenario in your mind from start to finish. Once you have lived thru it in your mind, and you know you will survive it, you will no longer fear it.
Then review the good again, and decide.
BTW, I have used this method before to overcome indecisiveness and anxiety about something, and it is amazing how it changes things.
