My sister in law (****... what is the correct anak..nakran... internent rv forum abbreveratirrotrion..oh ya! SIL) worked in banks and credit unions for many moons.
she says you would not believe the number of people who are >65 or >70 who have hundreds of thousands of net worths who wonder if they can afford some spending on themselves...
She says I lean over quiet like and tell them you know your money isn't really here in the bank... its numbers on a statement... the feds let us lend it out five times over what we have on deposit.... go ahead ... go to the counter and ask them to bring it all out where you can look at it....
It might be different in the USA...
