IdaD wrote:
Again look at the documents you sign. Unless they've been revised from what I signed in 2015 there's not actually any requirement to stay with Chrysler financing for 6 months, and I refied early with no trouble. I'm not sure why they tell people that. My credit union has, or maybe had, a free refi program for new vehicle purchases that had a slightly better rate than I got from Chrysler. Just an FYI you might want to explore.
We just bought a Jeep Cherokee and the documents do state you need to stay with Chrysler Capital for at least 6 months. I also verified that via a phone call to Chrysler Capital and they were really pleasant to deal with. Maybe it's different for RAM, but not sure.