yankeeslover wrote:
oh boy....stupid me.... purchased my camper last summer... 2014 primetime rv... first camper ever... I didn't know any better... none of my family members nor friend camp or own campers so this was my wife and I sole decision...anyways, stupid me, not knowning any better financed this camper for 12 years... I didn't know any better.. spoke to my credit union for the financing and they told me most people finance these for 12-15 years..
I admit, I should have researched more, but I didn't... has anyone else made a big boo-boo like this? and no, I cant afford to double up on my monthly payments right now to pay off sooner... do these campers with proper care, generally last this long? I don't want a camper breaking down in two years with ten more years of payments...how bad are they to trade in? do they depreciate just like a car?
I know its all too late now and we cant change this, but im just wondering if anyone else has ever made a boo-boo like this and financed the camper this long? or am I the only poor sole...LOL
I just financed mine for 8 years, but 12 years is fine too so you did not make a mistake. The key is to make that extra payment or two every year (I know you said you couldn't, but I would find a way to make it happen). With good care it will last 12 years easy. Just know that you will need to replace some stuff here and there over that time (tires, possibly bearings, possibly the awning fabric, and some minor roof repair).
