yankeeslover wrote:
I am the original poster and I just looked up my loan again...Oh boy... checked my interest rate... its a whooping 9.99% and was for 15 years, not 12... maybe I got taking for a ride, maybe this camper ends up costing twice as much... but you know what? im gonna have fun... im not gonna sweat it... I can afford the payment..
It is still new enough that you may be able to get lower interest rate somewhere else if you refinance. With a lower interest, perhaps you could finance for either a lesser term or lower payment that would afford you to pay more towards principle from time to time. I get things all the time in the mail from Good Sam offering to refinance my rig. I have never checked into it but my interest is already relatively low. If I had 9.99%, I might at least entertain the offer. Do what works for you. It is ultimately your money and your camper...enjoy!
