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Not too sure why some folks didn't like my above reply. Lecture??? Not at All. Living under my financial means and working 2-3 jobs works for me. And, using pre-owned stuff (even clothes and shoes, vehicles and RVs) is the secret to long term financial stability. Even if living within lower middle class income.
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Options for OP.
Sell the trailer, recover as much "cost recover" as one can and pay off what one still owes on it.
View it as Lessons Learned and never impulse buy again. Remember… If life was like a baseball game, each of us has swung at bad throws. Think of this one as a bad throw (with one's wasted swing) and simply keep moving forward in life…
If camping is still your thing, then buy (replace) with much lower cost pre-owned camper. Something that is affordable. Especially for "a box" that only gets used a few times a year….
My 1st camper was $5,000 (paid cash). We enjoyed it as much as our current 29ft TT. Going back to very low cost 19ft TT wouldn't bother me at all. Size and year doesn't matter to me. Simply buy what one can afford and enjoy. That's what life is about.
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