Did I make a mistake in Financing? How long do you finance?

Does your loan allow for extra money paid each month to go toward principle? If it does, pay an extra $20 each month to go toward principle and that will get it paid off quicker. If not, just put back that $20 until you have enough to make an extra entire payment, maybe one or two per year.

Most campers will last 12 years if taken care of. Ours is now 6 years old and is still a very nice RV with many more years left in her. She will be paid off in another year and a half.