Did I make a mistake in Financing? How long do you finance?

I disagree. This is NOT the time to go into debt and teach your kids poor spending habits. This is the time to tighten the belt and make due with less. Hey, I'm not saying don't camp. I am 34 with a wife and kid and we camp all summer long. We are both teachers. But my truck and trailer are paid for. Yes, I took a loan out for both but both were paid for within a year because I bought used but in excellent condition.

I don't buy the whole, this is the time while the kids are young.