Did I make a mistake in Financing? How long do you finance?

bid_time wrote:
Dave Ramsey is a joke.

Although I firmly disagree with Ramsey that debt is in and of itself a bad thing (assuming you have more assets than debt), he does a lot of good helping people get out of crippling debt. Sure the "debt snowball" plan ends up costing more interest in the long run for many, the principle is to motivate the debtor to continue. His strategies can defnitely lead to improved lives. I don't see how that is a joke.