Your 2WD truck may actually be superior to 4WD for many reasons considering your driving style. Can't say regarding your truck, but many 2WD trucks have independent front suspension and rack and pinion steering which deliver better tracking. You can probably slide into your seats instead of stepping and contorting. You can probably reach your hitch to latch/unlatch without a step stool. With the trailer disconnected, you'll find it easier to load and unload your bed with the lower lift height. All of these conveniences will make you appreciate your truck 100 percent of the time; a nice trade-off for the one tenth of one percent of the time you need 4WD. For that time, install chains.
