I purchased one through Good Sams for our new 5th wheel we bought 3 years ago. I've had 2 prior issues that were denied that I thought should have been covered. Both were minor so I paid the bill and went on. I just had a MAJOR issue that I thought for sure would be covered. They sent an adjuster out and 3 days later I learned once again they were denying the claim. I have asked for a written denial because this one sounds wrong to me. If you buy it, just know they spend as much time and money attempting to deny claims as they do paying them!