poppin_fresh wrote:
I talked to the CU today.
The rate is good, but because the trailer I want is only (yeah "only") ~$22K the max term available is 8 years. The interest is decent, but it makes for a payment I could afford, but would rather not.
I like the flexibility of a lower payment as I can always pay more towards the loan, but I can NEVER pay less....
Back to the hunt I go.
Bet if you went through the dealer you could get the 15 years. Also FYI interest for a RV is a write off as a second or primary home.