my2twins wrote:
I haven't really started negotiating with them yet. Based on the numbers I've stated, what would you estimate would be a figure I should go in asking for? I should be able to go in with $4k to $5k as a down but no trade in since this would be my first RV purchase.
If you read up, there are RV'rs who will tell you that you should be able to get a new RV at 30% off of list price. Then you will see others stating somewhere at 20% - 30% off of list price.
I would offer them at 65% - 70% of the list price and see where it goes from there. Negotiate on the vehicle price first to where you are comfortable. Then you can negotiate on finance pricing...or come to the table with your own pre-arranged financing. You do not need to tell them how much down you have until you start talking financing.
A standard tactic will be, "How much do you want your payments to be". From that point on your numbers will be mixed...so stop them and tell them you are only interested in negotiations on the final price of the RV.
Any dealer worth their weight understands that they should not be trying to rape you on the sale of the RV you are buying but instead should be looking to build a trusted relationship with you as a life-long customer. Then they can be selling you higher margin items because you trust their business.
Yeah, I know...a perfect world. :)