GM is going aluminum

Perrysburg Dodgeboy wrote:

Tne insurance industry is not going to eat the cost so the only way to keep rates the same as the current trucks ks if the repair cost are the same right?

Don

Don..
There is more to the cost of insurance on a vehicle than the repair cost. I had pointed this out before. Applies in Canada but I am confident applies in USA also with the tendancy to sue.

Ask your own insurance broker this question..

What would cause rates on a new vehicle to go up more?
1--The cost to repair a crash of $10,000 to $20,000?
OR
2--The higher or lower probability of me getting hurt in said crash?

So if the new aluminum body trucks from Ford (and later GM and Fiat) have higher crash/safety rating than the ones they replace, the insurance cost will in some case not go up at all.
$10 or even $30,000 is nothing to a big insurance company but $250,000 plus $100,000 yr for rest of someones life due to severe injury is what they worry about.