HD Truck insurance Q?
Yeah - I know another insurance Q ... but I ask it here because our trucks do not include TT haul, or are not MH - just trucks, no additional pull toys, just the TC. Last renewal, my 2500HD 4x4 ins...
Forum Discussion
Came off the road in 2014
Changed insurance on truck from FTrs (Truck/trailer combo policy) to standard truck ins. policy with State Farm.
1st 6 mos cost was VERY reasonable
2nd 6 mos there was a $40 jump....ask agent WHY. He came back----oops a 'discount' wasn't applied ---OK
3nd 6 mos there was a $90 jump....ask agent WHY. He came back---unsure! Then cost adjustment
4th 6 mos another $50 jump....ask agent WHY. He came back Don't know but if you cancel I can write NEW policy for close to original policy cost.
Yep........I cancelled
And then got insurance thru Hartford (AARP) for more coverage/1 year policy (vs the 6 mos with SF) and for just a few $$ more then that SF 6 mos policy.
Renewal comes up early next year---will see if increases over 1st year happen
Personally I think they ALL play that NEW policy game...low initial costs then slow/steady increases until folks go elsewhere OR keep paying.
According to all of the ins. commercial (Avg. savings is XXX dollars when you switch) THEY should be paying me by now :B
Changed insurance on truck from FTrs (Truck/trailer combo policy) to standard truck ins. policy with State Farm.
1st 6 mos cost was VERY reasonable
2nd 6 mos there was a $40 jump....ask agent WHY. He came back----oops a 'discount' wasn't applied ---OK
3nd 6 mos there was a $90 jump....ask agent WHY. He came back---unsure! Then cost adjustment
4th 6 mos another $50 jump....ask agent WHY. He came back Don't know but if you cancel I can write NEW policy for close to original policy cost.
Yep........I cancelled
And then got insurance thru Hartford (AARP) for more coverage/1 year policy (vs the 6 mos with SF) and for just a few $$ more then that SF 6 mos policy.
Renewal comes up early next year---will see if increases over 1st year happen
Personally I think they ALL play that NEW policy game...low initial costs then slow/steady increases until folks go elsewhere OR keep paying.
According to all of the ins. commercial (Avg. savings is XXX dollars when you switch) THEY should be paying me by now :B
