HD Truck insurance Q?
Yeah - I know another insurance Q ... but I ask it here because our trucks do not include TT haul, or are not MH - just trucks, no additional pull toys, just the TC. Last renewal, my 2500HD 4x4 ins...
Forum Discussion
QFamCA wrote:Kayteg1 wrote:QFamCA wrote:
Driving record and annual mileage are key factors. Lots of factors go into developing rates per each vehicle, repair costs etc.
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Nope.
LOCATION LOCATION LOCATION.
I moved this year form 15 miles east of San Francisco to 10 miles east of Las Vegas.
Both good neighborhood for the area.
My AAA insurance tripled. I've been with them for over 10 years and don't recall any noticeable premium changes. Annual 300k liability for Mercedes in CA was in $300 range.
Than in Vegas - Geico gave me better quote.
Yes location is another factor as well as others. My point was there are multiple factors that go into rating and it depends on the carrier. Some weigh certain factors more then others. Another whopper depending on your state and company is credit. In other words lower credit can affect rates.
Unfortanautely insurance is like everything else we consume. If you want the best rate you have to always look around.
Do I have the lowest rate now. No, but they have taken care of claims have a good website
interface, etc. So I only check rates every so often.
We moved from the city to more rural, and rate dropped. Then, next renewal bump ten percent, next renewal bump eleven, last one twelve ... and we have perfect driving and credit. So, something else is raising rates ... and that's over thirty percent over a couple years. Adds up pretty quickly ...
