Insurance institute sez: heavier is safer
There was quite an argument going on about this on another thread, but as the title to this article shows: Physics rules: link F-350 is the safest vehicle on the road
Forum Discussion
Fast Mopar wrote:brulaz wrote:
And the Insurance companies use this info to set their rates.
My more expensive 2011 F150 costs less to insure than my 2011 Cruze, all because of potential personal injury issues.
Yes, but weight is not the issue in this example. My cheap Cobalt costs more to insure than my 2013 Grand Caravan, and the insurance company said it is because most Cobalt drivers are very young and take a lot of chances on the road.
Seems odd. If there are no young drivers in your household, why should you be penalized?
In our case, it's just me and wife who drive them, and it was the Insurance agent who told me that the truck was considered safer than the Cruze. But sometimes I do wonder if he really knows what's what.
