Insurance institute sez: heavier is safer
There was quite an argument going on about this on another thread, but as the title to this article shows: Physics rules: link F-350 is the safest vehicle on the road
Forum Discussion
agesilaus wrote:brulaz wrote:Fast Mopar wrote:brulaz wrote:
And the Insurance companies use this info to set their rates.
My more expensive 2011 F150 costs less to insure than my 2011 Cruze, all because of potential personal injury issues.
Yes, but weight is not the issue in this example. My cheap Cobalt costs more to insure than my 2013 Grand Caravan, and the insurance company said it is because most Cobalt drivers are very young and take a lot of chances on the road.
Seems odd. If there are no young drivers in your household, why should you be penalized?
In our case, it's just me and wife who drive them, and it was the Insurance agent who told me that the truck was considered safer than the Cruze. But sometimes I do wonder if he really knows what's what.
Cobalt...seems like that model has been in the news a lot lately. Isn't that the one where windows routinely fall out of the car, and a few doors have fallen off. Gee I can't see why the would get stuck with higher insurance...heh.
BK
I don't know about the Cobalt but I owned a Beretta years ago the the door fell off when I opened it. I cannot remember if is was faulty pins that were too soft and wore down or just the pins rusted. That was the same car that the freeze plugs rusted out and overheated when the coolant leaked out.
