insurance on travel trailers
Due TT,s need ins. in Penna. or is the towing truck or car carry the ins.
Forum Discussion
Road Phantom wrote:
I think there's a little confusion between liability and property damage. The first is covered automatically when the trailer is hooked to the TV, but not physical damage to property. That is only covered if you have a full policy. Liability concerns any medical expenses and related costs incurred from an accident while pulling the trailer.
Additionally, as it pertains to liability, a separate policy often will have "vacation liability". This provides liability coverage should someone get hurt in you camp. As well it provides liability coverage while in storage, assuming you don't store it at home. In today's extremely litigious society, I want all the liability coverage I can afford.
