Forum Discussion
Farm_Camp
Feb 20, 2014Explorer
wmoses wrote:
It appears I am paying too much for my full coverage based on the feedback in this thread. I know that risk varies from place to place but my $900 per year does not compare at all well with the <$200 per year reported by others above. Need to get a new quote.
Do shop around. Rates do vary. There are all kinds of variables so as others have said get advice from a pro and don't count on the internet ever to give you 100% reliable advice.
Sometimes rates can change depending on how you use or how you store your camper.
For instance my agent was interested in knowing about how much I actually camped in the camper as opposed to it being in storage, he was interested in where I stored the camper, if it was fenced, and so on. These answers might have at least some impact on the rate you are quoted. We also found a discount or two that helped us in our case.
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