Insurance questions
I've been shopping for a new van, and have run into a problem. Out west, even if you plug in the zip code, Blue Book values for used vans are about 33-50% of what people actually pay. But insuranc...
Forum Discussion
SoCalDesertRider wrote:
In a total loss claim on the vehicle, the insurance company will add in the value of aftermarket modifications and additions to the vehicle when they determine the overall value of the vehicle. Both times I've made total loss claims on vehicles (one burned down in a fire, the other was in an accident), the insurance company valued the vehicles much higher than I could ever have sold them for the day before they were totaled.
That is good news, but I wonder if it might depends on the company and policy. My current agent did not hold out any hope of that.
But, thanks to folks' advice in this thread, I contacted an independent agent who tells me that, through Progressive, they can get me the coverage I want. Thank you, everyone!
