Being from S Texas, MH/RV insurance is just as high as windstorm insurance. Very expensive. Its $3600 for the RV and $1600 for 3 vehicles a year. I just took all my vehicles off of full coverage since they are paid for, just waiting for what the new pricing will be for them. Time for me to call the insurance company (Allstate) and see where I can cut down on the insurance for my MH prior to Jan.