Insurance!
This has me hopping mad! I've been a USAA member for a LOT of years (40+) and always had my TT insured through them. Now they're out of the RV segment and have partnered with Progressive for that. ...
Forum Discussion
wintersun wrote:
The camper when off the truck is usually covered by homeowner's insurance. On the truck it should be covered by the auto insurance. I have had no problems with State Farm for insuring the camper with our homeowners and our auto insurance policies.
Not unusual for companies to offer low rates and then cover themselves by reducing the coverage or increasing the deductible or other aspect.
Anything that can be insured on its own is NOT covered under homeowners. check with your agent to be sure. Examples are ATV, Dirt bikes, golf carts etc. If someone breaks into your garage and takes your ATV and lawn tractor your Homeowners is only going to cover your lawn tractor.
Same with Auto insurance. if someone steals an ATV out of the bed, or off a trailer that is connected to your truck, its not covered by your truck insurance because an ATV can be insured by itself.
Check with your agent.
