Bad weather scared me into signing up for nsurance with P. Mid five hundred $. Did I overpay? Got full replacement since it was only a few dollars more than typical cash value.
Wut? Don’t care if you weren’t going to insure a new $40k camper. But scared into it? Seems like a decision that either you do or don’t, not based on the weather forecast. P (top secret code word for Progressive, Pemco, .....) seems a bit spendy. I’d expect $3-400 based on the value and what we pay for similar value toys.