In$urance
Bad weather scared me into signing up for nsurance with P. Mid five hundred $. Did I overpay? Got full replacement since it was only a few dollars more than typical cash value.
Forum Discussion
My rider is less than a $100/(yr.) on truck policy with AllState. I have it because some years I off-load camper more than usual. Judging by the News reports lately and your address in profile, I would definitely have good ins. Stay safe.