Bad weather scared me into signing up for nsurance with P. Mid five hundred $. Did I overpay? Got full replacement since it was only a few dollars more than typical cash value.
there is nothing wrong with that P company. they took care of me when someone (on another motorcycle) rear ended me on my motorcycle. I also have the camper on a policy with them insured for replacement value. that rate does not seem that high. location makes a difference.