Is it possible to finance a $23K trailer for 180 months?

SlothHorn, don't just accept their rates if you have excellent credit. There's room to get a better rate. Rates are negotiable just like the RV price. There isn't a lot of wiggle room on a recreation type loan but there's some. In April, I was able to negotiate a rate down 1.75%. If a bank or credit union wants your business bad enough, they'll move on the rate.