Long distance purchase
As I'm looking I can't find the particular model anywhere in the region. The closest I can find on RVtrader is all the way across the state (and I live in Texas, so yes like 450 miles). I would really...
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Well since I started this post and it's gotten a little off track let me tell my "debt" story. The wifey and I purchased our first trailer a used pop-up for $5,000 and yes we financed it for about 3 years. I was working and she was home working with three little man-cubs. In the 5 years we had it, we put in over 125 nights in it. By Dave Ramsey standards we should have never bought it, but by the memories my grown sons speak about it was the second best thing we bought.
Which brings me to trailer #2. We had moved to central Texas and both had teaching jobs. We didn't make much, but we knew we loved to camp. Basically we still couldn't afford it according to Dave, but we bought a 23K new KZ and financed it for 10 (oh yea) years so we could manage the monthly payments. In those 10 years we amassed over 400 nights (yes I keep a log). Since we both taught we used the trailer during the summer to help us manage volunteering with boy scouts and 4H, along with 3 boys and 2 dogs we would live in the trailer while at scout camp (except when my troop was there).
Our most cherished memories we paid interest on, and now as the boys are moving out my wife and are getting the ultimate reward...memories and smiles. We didn't do anything "stupid" and we always managed, but it was worth any interest I paid since I'm getting it back again.
I found out today we can finance the one we're looking at with 2.37% which budget wise doesn't make sense to pull out of my investments that are making more than 2.37...not much more, maybe 4%.
This trailers mission is to give me and the wifey "our" time together, and there's just enough room for some grandkids down the road to.
Blessings to all of you and I appreciate your advice...all of it :)
Which brings me to trailer #2. We had moved to central Texas and both had teaching jobs. We didn't make much, but we knew we loved to camp. Basically we still couldn't afford it according to Dave, but we bought a 23K new KZ and financed it for 10 (oh yea) years so we could manage the monthly payments. In those 10 years we amassed over 400 nights (yes I keep a log). Since we both taught we used the trailer during the summer to help us manage volunteering with boy scouts and 4H, along with 3 boys and 2 dogs we would live in the trailer while at scout camp (except when my troop was there).
Our most cherished memories we paid interest on, and now as the boys are moving out my wife and are getting the ultimate reward...memories and smiles. We didn't do anything "stupid" and we always managed, but it was worth any interest I paid since I'm getting it back again.
I found out today we can finance the one we're looking at with 2.37% which budget wise doesn't make sense to pull out of my investments that are making more than 2.37...not much more, maybe 4%.
This trailers mission is to give me and the wifey "our" time together, and there's just enough room for some grandkids down the road to.
Blessings to all of you and I appreciate your advice...all of it :)
