my travel trailer will be stationary throughout the year?

2oldman wrote:
Other than the financier demanding it, not sure why you'd need insurance on a stationary trailer.

:E :S

Other than the financier demanding it, not sure why you'd need insurance on a stationary trailer.

I doubt theft of an RV or physical damage is covered under a homeowners policy.

I know for a fact mine is not.

That's kind of strange, I've got my 40 foot 5th wheel covered with Progressive, and it's going no where. It's parked in a Co-Op park.

Foremost. They may not cover it if you plan to live full-time in it.

My TT (when stationary at home, camping at an RV park, in storage, etc.) is covered by Allstate under my homeowner insurance like an external building. When it is being towed between campgrounds, Allstate covers it under my auto insurance as a separate vehicle.

Matt1221 wrote:
My co-signed & financed travel trailer will be stationary throughout the year & progressive won't even give me a quote on it. Who is your go to for cheap insurance? And is there tricks or tips to this?

Gieco offers a quote but no where to put the finance company name or additional owners.
Must have insurance before monday.

Call your auto insurance company. (I also use Allstate). Tell them you want a policy with a big deductible for your Comp, and collision. You really don't have to carry liability, as when the trailer is hooked to the tow vehicle, it is covered for liability under the TV insurance. But not Comp, and Collision. The higher the deductible. The lower the cost of Comp, and collision.
AND. If you use your auto policy. The policy numbers are all the same

Ask your local independent insurance agent. (Why is this such a mysterious concept?)

I use all state, same as my homeowners. cant ya go by a office and see/ask?