TexasATM wrote:
Mr. Cob wrote:
hone eagle wrote:
we have to touch upon the payment factor , many families that want to RV as a activity look at 'can we afford the payments' ?
These trucks cannot be financed / leased like pick ups(that is used as collateral). No bank will do it unless you have equity for some kind, and if you do you may as well just write a cheque yourself.
Howdy hone eagle,
What you said is true, it would be pretty difficult to get financing to buy an HDT that would be used as a"recreational vehicle". This fact does take a bite out of the number of folks who will be able to take advantage of this option.
If a person doesn't have the cash to buy an HDT outright to me it makes much more sense to put off the instant gratification that has become a part of our culture to save the money over a period of time that will enable paying LESS for MORE that can be enjoyed for many years to come. Now I know full well that what I have just written goes against the "have it all now, pay for it later" way of life most Americans aspire to but that life style also comes at a great cost.
I agree with what you're saying, but for some folks that would mean not camping for 10 or so years while they save up. It also may make sense for someone who goes camping several times a month, but not for those who only go 4 or 6 times a year. Lots of folks have other trailers to pull as well that may not require a 3/4 ton, much less an HDT. Other folks need the bed on their pickups for different things, so that would mean having a pickup AND an HDT, which isn't an option for people who have limited storage space (most of us).
The point is that while it obviously makes good sense for you to do it, it isn't a good solution for everyone, even if they were giving HDTs away. It's not as easy as saying that an HDT is cheaper to buy than a new 1 ton dually, and everyone who has an RV should get one.
Howdy TexasATM,
When I started this thread, I used the words ".....why didn't I......" I went on to explain that for "me" and "my" use it made much more sense to go the HDT route.
Everything you have said is true and if you got the impression that I was advising everyone to buy an HDT you misunderstood what I wrote. That said "I" wish that "I" had done this years ago, "I" would have saved a lot of money over the years.
IF a person plans to buy and actually use a large RV trailer more then a couple of times a year, I travel for months at a time, IF they can afford it towing with a converted HDT is the safest, cheapest most efficient way to do it.
I fully realize that this won't work for everyone, thats why in my first post I asked if "others" had gone down this road and what their experience was. Happy trails to you, with luck perhaps we'll get the chance to share a camp fire and a brew the next time I wander through Texas.
Dave
