I will chime in.....keeping your truck and the miles down on it will net a far larger return when it is paid off then an EcoBoost. Buying something with far better fuel economy, if you can afford it, is a pretty good alternative. Seeing as your truck will be under 100K for quite some time means that when it is paid off you will have a significant investment. The numbers won't support it looking at the cost of a car vs the liabilities you have now, but in the end you will lose the same in equity on the truck as you paid for the car and will have reduced your expenses. You can't take on more liability and improve the bottom line with the same input of revenue. Impossible. But I see your point and the car is the way I would go and keep the truck. In the long run it will be a push and the truck will handle the load better.
Bill W.
