Get a cheap small fuel efficient 4 cyl car.
Don't look at payments look at depreciation. I drive 40k a year going back and forth to work. Say a vehicle lasts 240k that means I will pretty much wear a vehicle out in 6 years. So a f250 50k/6= 8300 per year cost to drive. Cheap car 14k/6=2300 per year. So 6k less per year or 500 a month less just in vehicle cost. The car should also be cheaper to insure and take much less fuel.
Take my situation. I plan on keeping my truck 12 years and expect 6 years from a car. So in 12 years with a car and a truck I used up two cars @ 14k each plus 2/3 of a 35k truck. 14+14+24=52k. I get 40 mpg in my car and 16 highway in my truck. So 5000 a year fuel savings over the 40k commute.
If I just bought trucks in 12 years 2 35k truck used completely up so 70k and 5x12=60k in additional fuel. So have a car and a truck saves me 60+18=78/12=6.5k So 6500 a year savings by driving to work in a small car.
