Happened to me last summer was in a hurry storm was coming hooked on to trailer wemt to back into shed with the wife as a spotter but with the wind blowing I did not hear her yell to stop and hit a pole in the shed with back of trailer. Wrinkled the back put in clain to insurance company they paid and I paid deductible. Had local Jayco dealer do repairs waited until camping season over to have work done (not major damage just tin and caulk). That is what insurance is for you pay and pay sometimes they need to do there part.