Forum Discussion
dspencer
Sep 11, 2014Explorer
I'm a manager in the car business in the Midwest and I can tell you like the others here, they flat out lied to you. The Patriot Act has nothing to do with making you give your personal information to a dealer when your shopping around for a camper or vehicle.
Now as one of the other posters stated that a dealer required him to give all of his personal information when he was paying with a cashier's check. This practice went out many years ago in most dealerships. It was geared towards giving the dealer the opportunity to look at your credit report and see if you could afford to pay cash or not :h There thinking was that if you have bad credit you can't afford to pay cash. It has nothing to do with gathering personal information for the required Govt. forms. It was nothing but a sham practice that most dealers has quit using these days.
Now as one of the other posters stated that a dealer required him to give all of his personal information when he was paying with a cashier's check. This practice went out many years ago in most dealerships. It was geared towards giving the dealer the opportunity to look at your credit report and see if you could afford to pay cash or not :h There thinking was that if you have bad credit you can't afford to pay cash. It has nothing to do with gathering personal information for the required Govt. forms. It was nothing but a sham practice that most dealers has quit using these days.
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