Thanks for all of the info. The opinions, advice, and criticism are all appreciated. I'm taking it all to heart.
I really did trust the dealer too much, in more ways than one. But, that's on me, and I don't usually do things that way. Normally, I'm on forums at the very beginning of any big decision and working to avoid these sort of situations. Again, on me. We got caught up in the excitement and while we thought that we were asking the right questions, we really didn't, and we didn't do our own due diligence before signing anything.
The dealer offered an option of trading it in for something smaller. I'm going to look into that. Go for a Schwinn with a banana seat rather than a Harley until we learn the ropes and how to do this correctly.
Again, thanks.
John
