Rv financing question on loan amount?

You will find many financial institutions with minimum loan requirements. It is simply because it doesn't make financial sense for them to do the paperwork, hold the documentation, collect and post the payments, do any collection work if necessary for the small amount of interest they would collect on a small loan. The total interest paid over 5 years on a $10,000 loan at 5 percent is only $1322.00. That's less than $265 a year. That might not even cover the cost of the person who opens the mail and posts the payment each month.