RV insurance jumped

I thought I would never even consider leaving AllState. We have everything through them. But they just increased our Auto-trailer policy one time too many now. It just jumped this week. We're beginning to explore other options now. It doesn't hurt to ask and compare. We may find out we already have the best deal in town ... BUT then we may find we DON'T too!

This is through state farm, says that has changed for this year. I paid 21 and they are using 30 as the value. I requested a quote from Good same but they were $40 more than State Farm

Shop around. We have been loyal Progressive customers and they have given us great service but they went crazy on us with the auto policies a few years ago and we switched. We kept the RV policy with them as they were about the same.

In December we got a letter saying the rate was increasing almost $500 a year.

We are now with AARP/ Hartford and they are way cheaper. No claims yet.

Both Hartford and Progressive insure to your stated value, whatever you say it is, which in our case was payoff.

Do you have "agreed value" insurance, "replacement value" insurance or "actual cash value" insurance? Seems that would make a difference. Just wondering. I know a lot of insurance companies are pushing replacement value insurance these days. It's been my observation that if the insurance company is pushing a particular products it's because they make more money from it