The correct answer varies per individual, retirement window and one’s age - each strategy will be somewhat situational and different…Fortunately, my ‘cobbled together’ strategies (over a time…) ended up working out, and I’ve been enjoying emancipation now for 10 years…However, post trowing in the towel, humility is a component - this is why I’m often reminded that “I’m a success in spite of my reckless self”!!
3 tons