Really sorry to hear of the accident and it's maddening to go through the recovery process knowing how stupid the event was leading up to the crash. Ironically, there was an article in Truck Camper magazine this week about this very event. It's gets complicated with who fixes what (how close is RV repair business) how long are you without a truck and in the TCM article, responsibility of insurers that might split the coverage of a camper. On the truck, personal auto, off the truck, homeowners. Hopefully an adjuster can recognize the value in each. Good luck!
Lately my irk has been watching commuters in the car pool lane as a single driver passing me while talking on a hand held cell phone.